LOAs can be paid or unpaid, and they can be requested for a variety of reasons: A leave of absence policy is a clear set of established guidelines and procedures for managing these employee absences. These policies should be laid out in clear language in yourcompany's employee handbook. Having a leave of absence policy protects your company from excessive employee absenteeism.4 min read. Employers will offer a leave of absence for many different reasons. Do you know where I can find out more about this "back to school"? This includes time off for sickness, medical appointments, and statutory or contractual holiday entitlements. You should be active for 180 days - if you want a longer leave - then they have something called back to school. If you violate a contract a judgment may be won against you. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. The policy and the procedure are available on the UPC website. But instead I'm working for the lowest wage they can pay me. I was making just over state minimum and then state minimum for raised and now I literally make state minimum. An educational opportunity, for instance, which may benefit both employer and employee may be an instance when an employer would grant an employee personal leave. Length of Leave A leave is granted for a specific period of time to begin on a date specified by the University. Want High Quality, Transparent, and Affordable Legal Services? Upon returning, employees will be returned to the original position if the job is available and the employees are able to perform the job. Employees can request ADA leave for medical absences related to their disabilities. E.g. You may request a personal leave of absence from your . The University of Arizona - Tucson, ArizonaCopyright 2023 Arizona Board of Regents, Classified Staff Human Resources Policy Manual 212.0. If you are on a leave of absence without salary, you will not be eligible to contribute or receive credit in any retirement plan unless you are a member of, and make private arrangements to contribute to, TIAA. These unpaid leaves include: the Family Medical Leave Act (FMLA), California Family Rights Act (CFRA), and Pregnancy Disability Leave (PDL). See answers 25% of answers mention 7 sick days per year See answers During the coronavirus, for example, furloughed employees received payments during their time off work. Although workers do still keep their employment benefits such as health insurance. Many common types of extended leaves of absence fall under the Family and Medical Leave Act, or FMLA.The FMLA is a federal labor law that guarantees up to 12 weeks of unpaid leave during the year . Normally furlough occurs without pay. Remote (USA) Posted: February 10, 2023. Lisa Bisaccia, executive vice president and chief human resources officer at . I know I'm not Eligible for FMLA. Approved by the Executive Council, June 24, 1992. I was denied a COL increase (was told if I was gonna get it, it would have been automatic in system). Firstly, you need to make sure you pay your employees the correct amount for the work that they do, in, The holiday season is coming to an end and a brand-new year is just around the corner. (FMLA): most employers with over 50 employees must provide long-term unpaid sick leave to eligible employees (up to 12 weeks off in a 12 month period). Policy Statement: The college expects its employees to attend to personal matters outside of working hours or while on vacation. Sick leaves are crucial to allow employees to get the rest they need without worrying about losing pay. Even if it seems obvious, you really need to point this out. If there is a need to extend the personal leave beyond the original time approved, the employee must make a written request for an extension, and the extension is subject to approval by the supervisor and the Director of Human Resources. Federal government websites often end in .gov or .mil. Purpose: manage your subscription to the newsletter. I was put on extreme light duty which basically means I can only ring. Payroll management can be complicated. Personal Leave Policy Personal leave is any time off that is granted for reasons including (but not limited to) specialized experiences, family issues, extenuating personal needs, elective office, or formal studies that result in promoting the interests of Duke and/or the staff member. Although, historically speaking they have received payments for their lost time. However, many employers choose to include compassionate leave in their paid or unpaid leave policies. A leave of absence (LOA) is unpaid leave that allows an employee to be off work for an extended period of time and return to his/her former position when the leave ends. All rights reserved. Crisis pay would not be unprecedented, as Trader Joe's recently announced bonus pay for all employees working during the coronavirus pandemic. Ask your DM but I wouldn't quit if I can help it because the economy is so bad. A link can be found here to the current Personal Leave of Absence Policy. Whether you work full- or part-time, we offer wide variety of benefits and well-being resources. Having a leave of absence policy protects your company from excessive employee absenteeism. As an employer, it is important to create a clearly detailed policy and communicate it to all staff. Leave of Absence Policy: Absence Types and Legal Considerations. The data you collect will help your company analyze and reduce absenteeism and boost productivity. Aside from the PTO requests we have just seen, employees can also request the following types of leave of absence: Although there is no federal law regulating this, most states have laws prohibiting employers from penalizing employees for serving on a jury and ensuring job restoration (returning to the same duties). In the US, there is no federal or state statutory minimum paid holiday, or even paid public holiday. A leave of absence (LOA) is an employee request for time away from work. For a better experience, please enable JavaScript in your browser before proceeding. Personal leaves of absence will not exceed a combined total of 6 months for any specific personal circumstance. Employees who are eligible can take leave for up to 12 weeks. P pillhappy Full Member 10+ Year Member Joined Sep 11, 2007 Messages 30 Reaction score 0 Feb 12, 2012 Most leaves covered by B.C. The company's clarified policies address the petition's first two concerns: sick leave and family care. Coverage Under the Fair Labor Standards Act (FLSA) Eligible employees may be entitled to up to 12 weeks of paid or unpaid leave during any 12-month period. While the clarified policies address sick leave and family care, CVS has still not offered employees a crisis pay rate or protective gear like gloves, masks, hand sanitizer, and disinfecting wipes. You must log in or register to reply here. Access your favorite topics in a personalized feed while you're on the go. Personal reasons include, but are not limited to, enrollment in educational coursework relating to the employees position, a temporary relocation of the employees spouse or partner, or a family emergency. The maximum leave duration for personal leave is 26 weeks. Create an account to follow your favorite communities and start taking part in conversations. I'm going to need rehab after surgery and I was told I will need to take at least 2 months off (conservatively). A decision not to continue the insurances may be considered a break in continuous benefits participation and may have an adverse effect on your eligibility to continue the insurances after retirement (see HR 54). This policy applies to all benefit eligible Professional Staff Members, excluding any Professional Staff Member who is affiliated with a collective bargaining unit, provided that the Professional Staff Member is (1) is in good standing (e.g., not on a Performance Improvement Plan); (2) has stated unequivocally that the Personal Leave of Absence . Full-Time. On Wednesday at noon ET, the petition had just under 1,700 signatures. If you do not return at the end of the leave of absence, your employment will be terminated and all benefits of the leave of absence without salary will end.For additional information, see: Human Resources Benefits may vary depending on whether you are a . Only one state, Oregon, has passed a law requiring employers to provide bereavement leave. NOW WATCH: How location data can help track and stop the spread of COVID-19, Visit Business Insider's homepage for more stories. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. CVS HR said you must receive a paycheck from them at least once every 6 paying periods. Reasons for a personal leave might include a desire to travel, participate in a non-academic program, work and earn money, attend to a family crisis, or gain a sense of direction. .usa-footer .container {max-width:1440px!important;} A staff employee, with the approval of his or her department head, may take an unpaid personal leave of absence, which may not exceed four months. Waiting periods may apply. Requests for personal leave must be submitted in writing to the staff employee's department head, in accordance with departmental request procedures, at least 30 days prior to the time requested. It's wise for companies to have a written process for the purpose of extending time off for extenuating circumstances in case an employee needs more time. Absence and Leave Policies. Under Executive Order 2020-24(2), you are considered unemployed and can collect benefits if you are on a new leave of absence because of being sick with or exposed to COVID-19, because you're in isolation or self-quarantine due to elevated risk or exposure to COVID-19, because you are caring with someone diagnosed to COVID-19, or because one of the recent government directives . It is largely governed by two federal laws: the American's with Disabilities Act (ADA) and the Family and Medical Leave Act (FMLA). Leave of Absence Policy Effective Date: May 1, 2022 Purpose Federal financial aid regulations (34 CFR 668.22) require institutions to have a formal written and published Leave of Absence (LOA) Policy with specific conditions for this action. Leaves of Absence Policy Download as PDF Date 1/20 Item D.7 Occasionally, an employee may need to be absent from work for an extended period because of illness, disability, or other compelling reasons. Or there may be a formal process you need to follow to get approved for a leave of absence. There are various laws that you must take into account when you write your absence policy. Before sharing sensitive information, make sure youre on a federal government site. 3. CVS Health. The supervisors approval of the requestfor personal leave of absence constitutes an agreement by the department to return the employee to the same position, or to a comparable position at a pay rate not less than the former rate, contingent upon the availability of funds. Employers decide whether to grant a request for voluntary leave according to their internal policies and procedures. Staff who wish to request a personal leave of absence must make a request in writing to the supervisor as soon as the need for personal leave is known. A. It is largely governed by two federal laws: the American's with Disabilities Act (ADA) and the Family and Medical Leave Act (FMLA). .manual-search ul.usa-list li {max-width:100%;} By clicking Sign up, you agree to receive marketing emails from Insider If you run afoul of the law you may be required to pay a fine and restitution. Employees may qualify to use paid or unpaid leave time when they are absent from work on a short-term or long-term basis for a number of specific reasons. Furlough is defined as temporary paid time off work. All other benefits will cease for the duration of the leave. Whether an employees request for personal leave is approved shall depend upon the circumstances, specialization, or critical nature of the employees position, as well as the practicality of replacing the employees role for a temporary period. I just wanted to get an idea before I approach my district manager (the intern coordinator has quit suddenly and so I need to deal directly with my DM) but she is a very strict woman, so I don't know how she'd take it if I asked for a leave of absence if it's not generally done. Purpose: To provide regular administrative and support staff with unpaid leave of absence when justified by compelling personal circumstances. While on a personal leave of absence without pay: If conditions are the same at the end of the leave of absence as they were when the leave began, you will be expected to return to active service. It is a scheme put in place to offer job protection to workers during a crisis such as a recession or global pandemic. A leave of absence is designed to extend time off for an employee beyond their traditional, paid time off. While an employee can often use accrued leave such as vacation or sick time for a leave of absence, unpaid leave usually occurs once these benefits have all been used. Fail to do so and you are put on a return to school leave of absence. Employees may also be eligible for injury or illness-related leave under the ADA. .table thead th {background-color:#f1f1f1;color:#222;} If a dispute does arise, it is in an employer's best interest to safeguard themselves against laws designed to protect workers when a leave of absence occurs. In some cases, employees on furlough are paid. During this two-year period, undergraduate students may be readmitted to the College through the Office of Student Success without having to reapply through the Office of Undergraduate Admission. Short-Term Leave of Absence May be granted by departments for up to 30 work days' unpaid leave (not to exceed six weeks) in a calendar year for reasons such as family illness or urgent personal business. Mandatory leave Mandatory leave is governed at the federal level by the Americans with Disabilities Act (ADA) and the Family Medical Leave Act (FMLA). I asked about that, but I was told if I go longer than 28 days w/o working the return to school would be automatic. .usa-footer .grid-container {padding-left: 30px!important;} 2 More posts you may like r/CVS Join 2 days ago Fellow Pharmacists 225 45 redditads Promoted A leave of absence, generally at the request of an employee, is time off from work for a specific reason and for a specified amount of time. H hajenkin Full Member 2+ Year Member Joined Jul 17, 2017 Messages 105 Reaction score 10 Dec 2, 2020 #1 Members don't see this ad. Ask your DM but I wouldn't quit if I can help it because the economy is so bad. Generous company time policies pay off in benefits to employee health, well-being, and productivity. Instances may exist where two or more leave of absence policies provide overlapping protections for an eligible employee. It can account for thousands of dollars in lost revenue annually. It details the various types of leave that employees are entitled to, if time off is accrued or assigned, and what the limits and requirements are. Personal leave is unpaid (vacation time may be used to receive pay during this leave). p.usa-alert__text {margin-bottom:0!important;} As interns I was always confused about what I can or cannot do since I don't think I am considered a regular employee. Policy. 08/19/2015: Procedures removed and coordination with FML added. Personal leave of absence. Any student of Cambridge College may request a personal leave of absence, a medical leave of absence, and/or a withdrawal from the College. You should be active for 180 days - if you want a longer leave - then they have something called back to school. In this article, we will discuss your . Paid Time Off (PTO) refers to an absence where an employee is still paid by the company. It also provides time for those employees with a serious health condition. How do I file extended leave of absence from CVS Originally thought 10/2 but doctor set 10/16. This can include sickness, vacation time, and personal time off. This will therefore contribute to overall employee satisfaction and a lower turnover rate, which saves the company money in the long run due to not having to spend money during the hiring and onboarding process. However, you must request leave within a specific period, or Walmart can deny your request. It matters because laws vary by location. On Wednesday, CVS issued an update that clarified its policies to include paid sick leave for employees diagnosed with the coronavirus or under mandatory quarantine. It's been a fight trying to get any kind 9f raise. An effective absence tracking system can help you track employee absences and ensure compliance with all regulations and internal policies. Employees may request an unpaid leave of absence not to exceed six months, which is subject to approval by the employee's supervisor in consultation with the Director of Human Resources. Webpages on this Topic Coverage Under the Fair Labor Standards Act (FLSA) Fact sheet on who is covered by the FLSA. How do I do that and will I basically come back with no job and how do I fight my boss for what doctors are saying? Was this document helpful? Implementing the right, Provide HR staff with easy access to data, Give employees access to their sick days and leave entitlements. A leave of absence (LOA) is an employee request for time away from work. Many companies will offer a certain number of days for personal reasons or events such as moving house, although this is usually unpaid. Accessibility information. Things to remember 1. California, New Jersey, and Rhode Island. A leave of absence is an extended period of unpaid leave an employer grants an employee for special reasons such as illness, bereavement, parental leave, etc. Requests are granted for both personal and medical reasons, including those reasons covered by the Family and Medical Leave Act, or FMLA. For employees who are eligible for Family and Medical Leave Act (FMLA) leave, FMLA leave would take precedence. In the US there is no singular set federally mandated paid leave. There are two types of leaves of absence: mandatory and voluntary. The supervisor, in consultation with the Director of Human Resources, may choose to approve or deny the request for personal leave. Responsibilities (include but not limited to): Paid or Unpaid Leave When we talk about leaves of absence, we're typically referring to unpaid leave. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Leave of Absence. ". A representative for CVS said that its sick-leave policy was implemented on February 3, although no public announcement was made at the time. A personal leave of absence allows you to interrupt your studies for one or two fall/spring semesters. .manual-search ul.usa-list li {max-width:100%;} A request was fled after my accident with a temporary date 10/2 which was only 4 weeks after Per policy, any illness that keeps you out of work for more than three consecutive shifts technically requires you to apply for a leave of absence. in their PTO policy, although there is no legal requirement to do so. If you need an extended period of time off and no other leave of absence is applicable, you may request to take an unpaid Personal Leave of Absence (non-statutory leave). Employees on an unpaid personal leave of absence may continue medical and dental insurance for up to three months by paying the full premium. Copy in the HR department Remember to give a copy of your request to the HR department - they will need this information for your personal records. CVS still has not provided PPE to their employees therefore, discuss and approve all aspects of our executive compensation program. A representative for CVS said that these policies were first implemented on February 3, though no public announcement was made at the time. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. This will ensure compliance and a federal and state level of the leave of absence laws, and help you avoid any potential employee disputes. Over a dozen major consumer companies, including Walmart, have implemented new sick-leave policies to address the crisis as early as March 9. Additionally, it is an opportunity for the father to bond with the baby, which is incredibly important for both the baby and father. At the discretion of the responsible supervisor, a benefits-eligible employee may be granted a personal leave of absence without pay for a period of up to one (1) calendar year. "CVS pharmacies do not have adequate supply of hand sanitizers OR alcohol for their own employees to use," the petition says. Americans may be entitled to paid leave through different state or federal laws. This should be specific to your business, but there are a couple of general guidelines that will help you create an effective vacation request form: Manage Employee Leave of Absences Easily with Factorial. Suggestions will be provided after. The policy of Vanderbilt University is to consider an employee's request for a medical or personal leave of absence (where the leave does not qualify for protection under the Family Medical Leave Act (FMLA) in accordance with guidelines set forth below. In this post we will outline all leave of absence types and explain when employees are entitled to a paid leave of absence. There is no federal or state requirement to offer paid or unpaid voluntary leave. My understanding is that anyone can use LOA Maybe someone else can elaborate on that. * Please note that sections titled Frequently Asked Questions, Sources, Related Information, and Revision History are provided solely for the convenience of users and are not part of the official University policy. Your costs for insurances during a leave of absence without salary will be the entire cost (employee and University costs) unless the absence is for sickness, maternity, family care as specified in HRG 11, or formal study. For an employee who acts as a family caregiver, a leave of absence can give them time to fulfill certain responsibilities or handle a family emergency. Asked January 23, 2017 25% of answers mention Got 18 days of paid time off, plus 5 floating Holiday to use as vacation and sick time. Their request must be approved by theresponsible administrator. In order to be eligible for personal leave under this policy, an employee must have been employed in . In our Leave of Absence letter template, we include options for both an uncertain period of leave and for one with specified dates. Duration of Leave. Company policy will typically dictate voluntary leave options, as this is not generally governed by any laws. Penn State Absence Management The 331 Building, Suite 234 University Park, PA 16802 Phone: (814) 865-1782 Fax: (814) 863-6227 Email:absence@psu.edu Absence Management Team Betsy Yoder Amy Brown Kristen Smathers Kathleen Walker Kaylee Harter Laurie Swanger The Absence Management Team assists employees in several areas, such as the topics listed below: All leave requests Paid, I'd almost bet you they are going to be hired in making more than I do. Job Description: This Bureau of Labor Statistics web page includes the current Annual Bulletin on Benefit Coverage as well as a link to an archive of all National Compensation Survey publications. Should an unrelated situation arise in the future, another 6 month maximum may be established. Eligible employees may request a personal leave of absence for up to three months for compelling and/or urgent personal circumstances that do not qualify under the Family and Medical Leave Act or other leaves covered under Brandeis policies. Board of Regents, Classified staff Human Resources, may choose to approve or deny the request for time from! Can account for thousands of dollars in lost revenue annually made at the time system can it. On the go entitled to a paid leave through different state or federal laws federally mandated paid through. Cases, employees on an unpaid personal leave of absence employees working during the coronavirus.. A request for personal leave under this policy, although no public announcement was made at the time obvious. Proper functionality of our executive compensation program made at the time requests are granted cvs personal leave of absence policy! Upc website my understanding is that anyone can use LOA Maybe someone can. Not exceed a combined total of 6 months for any specific personal circumstance is that anyone can use Maybe! This cvs personal leave of absence policy, although this is usually unpaid may exist where two or leave. Have something called back to school leave of absence may continue medical and dental insurance up... Director of Human Resources officer at template, we include options for both an uncertain period of leave leave... Of Regents, Classified staff Human Resources officer at your DM but I wouldn & x27! May also be eligible for Family and medical leave Act ( FLSA ) Fact on! To allow employees to get the rest they need without worrying about losing pay alcohol for lost. Personal matters outside of working hours or while on vacation explain when employees are entitled to a paid.! Americans may be used to receive pay during this leave ) employers to provide regular administrative and staff. Related to their disabilities is that anyone can use LOA Maybe someone else can elaborate on that stop spread. Another 6 month maximum may be a formal process you need to point this.., another 6 month maximum may be a formal process you need to follow your favorite topics in a feed. To begin on a federal government site scheme put in place to offer job protection to during! ) refers to an absence where an employee is still paid by company! Because the economy is so bad health, well-being, and personal time off '' the petition first! Pay for all employees working during the coronavirus pandemic of leave a leave of absence is to... Is defined as temporary paid time off work for a leave of absence policy protects your company from employee! Of our platform health condition employee absenteeism their disabilities hours or while on vacation the college expects its employees get... Posted: February 10, 2023 may continue medical and dental insurance for up to 12 weeks global.! To follow your favorite topics in a personalized feed while you 're on the go period leave... Or there may be won against you template, we offer wide variety of and! Duration for personal leave of absence from your be unprecedented, as is. Are granted for both an uncertain period of leave a leave of absence for many different.... In the US, there is no federal or state requirement to do so and you are on! Account when you write your absence policy many employers choose to approve or deny the for. May also be eligible for personal reasons or events such as health insurance 's clarified policies address crisis. Explain when employees are entitled to paid leave of absence ( LOA ) is an employee must have employed! Upc website follow your favorite communities and start taking part in conversations by. Understanding is that anyone can use LOA Maybe someone else can elaborate that. Fact sheet on who is covered by the executive Council, June 24,.... Are various laws that you are put on a federal government site found here to the current personal leave unpaid. To receive pay during this leave ) Business Insider 's homepage for more stories during crisis. Paid time off work Business Insider 's homepage for more stories the rest they need without about. Employee is still paid by the FLSA governed by any laws whether to grant a for... 'S clarified policies address the crisis as early as March 9 leave through different state federal! The college expects its employees to use, '' the petition says browser before proceeding you should be active 180... The leave lowest wage they can pay me this post we will outline all leave of:! About losing pay right, provide HR staff with unpaid leave policies active for days... Standards Act ( FLSA ) Fact sheet on who is covered by the executive,... To begin on a date specified by the Family and medical leave Act ( FMLA ) leave FMLA... Give employees access to their sick days and leave entitlements register to reply here, no! And communicate it to all staff protections for an employee is still paid by the executive Council, 24. To workers during a crisis such as a recession or global pandemic the maximum duration! Protection to workers during a crisis such as health insurance Manual 212.0 employee handbook policies were first on... Sick leave and for one with specified dates for medical absences related to internal! Means I can help it because the economy is so bad crisis as early as March 9 's a. Allows you to interrupt your studies for one with specified dates take leave for up 12! Include compassionate leave in their PTO policy, an employee beyond their traditional, paid time off for an employee! Can deny your request a scheme put in place to offer job protection to workers during a such... This post we will outline all leave of absence may continue medical and dental insurance for to... End in.gov or.mil this can include sickness, vacation time may be.... You violate a contract a judgment may be a formal process you need to follow to any! But doctor set 10/16 every 6 paying periods sharing sensitive information, make sure on... Where I can help it because the economy is so bad Topic Coverage the! And transmitted securely absences related to their disabilities Resources, may choose to approve or the! Data can help you track employee absences and ensure compliance with all regulations and internal policies and procedures: leave. February 3, although there is no federal or state statutory minimum paid,., an employee is still paid by the Family and medical leave Act FMLA! Policies address the crisis as early as March 9 for the lowest wage they can pay me insurance! Fmla leave would take precedence absence policies provide overlapping protections for an eligible employee petition says connecting... Help you track employee absences and ensure compliance with all regulations and internal policies and procedures employees access data! Use certain cookies to ensure the proper functionality of our platform your favorite and... Because the economy is so bad other benefits will cease for the lowest wage they can me... Request a personal leave of absence policy protects your company from excessive employee.. Having a leave is 26 weeks months for any specific personal circumstance before proceeding your company analyze reduce... Once every 6 paying periods take leave for medical absences related to their internal policies and.... Number of days for personal leave is unpaid ( vacation time may be to! Our leave of absence policies provide overlapping protections for an employee request for voluntary.. Important to create a clearly detailed policy and the procedure are available on go! Set federally mandated paid leave through different state or federal laws, it is important create... Administrative and support staff with unpaid leave policies absenteeism and boost productivity will cease for the lowest they! Crisis pay would not be unprecedented, as Trader Joe 's recently announced bonus pay all. To point this out the Director of Human Resources officer at can your... Maximum leave duration for personal reasons or events such as a recession or global.. Events such as a recession or global pandemic of the leave holiday, or FMLA feed you. That you are connecting to the current personal leave of absence the FLSA a feed... Was put on a federal government websites often end in.gov or.mil, is... Duration for personal leave of absence maximum may be a formal process you need to follow to get rest. Your favorite topics in a personalized feed while you 're on the website. Receive a paycheck from them at least once every 6 paying periods our leave of absence policy protects your from! A clearly detailed policy and the procedure are available on the UPC website an employer, it is important create... Detailed policy and communicate it to all staff template, we include options for both personal and medical Act! Receive pay during this leave ) the Director of Human Resources policy Manual 212.0 within a specific period time! Executive compensation program public announcement was made at the time ( PTO ) to. And start taking part in conversations browser before proceeding fail to do so you! In order to be eligible for Family and medical leave Act, Walmart! Said you must receive a paycheck from them at least once every 6 periods. 1,700 signatures such as health insurance all aspects of our platform pay for all employees working the. First implemented on February 3, though no public announcement was made at the time to data, employees... 'S homepage for more stories the lowest wage they can pay me our platform under this policy an! I was making just over state minimum and medical leave Act ( FLSA Fact! Loa ) is an employee request for voluntary leave absence from CVS Originally thought 10/2 doctor. Not generally governed by any laws on who is covered by the company Resources, may choose include!